Mortgage protection is a type of life insurance designed to help your loved ones pay off your home loan if something happens to you. It's all about making sure your family can stay in the home you’ve worked hard for—even in difficult times.
Here’s what it does:
✅ Pays off your mortgage if you pass away during the coverage period
✅ Keeps your family secure by protecting their home and lifestyle
✅ Can also cover disability or job loss, depending on the plan
You don’t need to worry about your loved ones struggling to make payments or losing the house. We help you set up a plan that’s affordable and tailored to your needs.
Life insurance provides financial support to your loved ones in case the unexpected happens. Think of it as a safety net—they’ll be able to manage expenses like mortgage payments, education costs, and day-to-day living, even after you're gone. Whether you're looking for term coverage or lifelong protection, we’ll help you find the right plan for your goals and budget.
Final expense insurance, sometimes called burial insurance, is designed to cover the costs of funeral services, burial or cremation, and other end-of-life expenses. It's typically a smaller policy that helps ease the financial burden on your family during a difficult time. No medical exam required—just straightforward coverage for peace of mind.
What it covers: Pays a lump sum if the insured dies as a result of an accident.
Why it's important: Helps families cover immediate expenses and maintain financial stability. Affordable, no medical questions.
Who it's for: Ideal for people with dependents or high-risk jobs.
BONUS #1: Can add a disability option that allows monthly income when you're injured and unable to work.
BONUS #2: Also has an option for a family plan!
What it covers: Provides a payout if diagnosed with a serious illness like cancer, heart attack, or stroke.
Why it's important: Eases the burden of medical bills and lost income during recovery.
Who it's for: Great for anyone wanting extra financial protection beyond standard health insurance.
What it covers: Pays a benefit after a diagnosed heart attack or stroke.
Why it's important: These events can lead to long recovery times and unexpected costs.
Who it's for: Especially helpful for individuals with a family history of cardiovascular issues.
What it covers: Offers financial support after a cancer diagnosis.
Why it's important: Covers expenses not paid by regular health insurance—like travel, lodging, and experimental treatments.
Who it's for: Valuable for those who want focused protection against cancer-related costs.
What it covers: Gives you a system to pay off your debts in a fraction of the time WITHOUT costing you anything extra.
Why it's important: Provides financial freedom, reduces stress, and allows you to build wealth and security for your future.
Who it's for: Ideal for people with 3 or more debts (mortgage, student loans, personal loans, credit cards, car payments, etc.).
What it covers: Provides a process to allow you to become your own banker.
Why it's important: Allows individuals to build wealth, access cash, and grow their money tax-advantaged while maintaining control over their financial future.
Who it's for: Great for anyone wanting to take control of their finances, build long-term wealth, and create their own source of financing independent of traditional banks.
What it covers: Rolling over an IRA/401K or lump sum of cash you want to use to create a secure future.
Why it's important: You will never outlive your income, get to watch your retirement grow without market fluctuations, and uses money you already invested for retirement.
Who it's for: Anyone who wants a reliable, guaranteed stream of income during retirement and prefers financial stability over market risk AND those who want a large death benefit for family who may not qualify for traditional life insurance.
What it covers: A type of permanent life insurance that combines flexible coverage with cash value growth tied to a stock market index, offering both protection and potential tax-advantaged growth.
Why it's important: They provide lifelong protection while allowing your money to grow tax-advantaged with market-linked potential and downside protection and providing a death benefit for your family.
Who it's for: Individuals seeking lifelong coverage who also want to build tax-advantaged cash value growth and have flexibility in premium payments and death benefits. These are great for kids!